Loan Rates

Rates effective as of November 1, 2019 and are subject to change.

New Auto - 2019 or 2018 with less than 10,000 miles (includes cars, vans, trucks, and conversion van Rate Type
Up to 36 monthsAs low as  3.35%APR *
Up to 48 monthsAs low as  3.50%APR *
Up to 60 monthsAs low as  3.75%APR *
Up to 72 monthsAs low as  4.00%APR *
Up to 84 months As low as  4.75%APR *
Used Auto 1-5 Model Year (includes cars, vans, trucks and conversion vans) Rate Type
Up to 36 monthsAs low as  3.85%APR *
Up to 48 monthsAs low as  4.00%APR *
Up to 60 monthsAs low as  4.25%APR *
Up to 72 monthsAs low as  4.50%APR *
Used Auto 5 Model Year & Older (includes cars, vans, trucks, and conversion vans) Rate Type
Up to 36 monthsAs low as  4.00%APR *
Up to 48 monthsAs low as  4.25%APR *
Up to 60 monthsAs low as  4.50%APR *
Up to 72 monthsAs low as  4.75%APR *
Home Equity Loans Rate Type
5 Year FixedAs low as  5.25%APR *
10 Year FixedAs low as  5.50%APR *
New Motorcycle, Boat, and RV Loans Rate Type
36-59 monthsAs low as  3.75%APR *
60-84 monthsAs low as  4.00%APR *
10 Year FixedAs low as  5.00%APR *
15 Year Fixed (Minimum $25,000)As low as  5.25%APR *
Used Motorcycle, Boat & RV Loans Rate Type
36-59 monthsAs low as  4.00%APR *
60-84 monthsAs low as  4.25%APR *
10 year fixedAs low as  5.25%APR *
15 year fixed (Minimum $25,000)As low as  5.75%APR *
New ATV Loans Rate Type
Up to 60 monthsAs low as  4.25%APR *
84 months (for new only)As low as  4.75%APR *
Used ATV Loans Rate Type
up to 60 monthsAs low as  4.75%APR *
Miscellaneous Rate Type
VISA Credit Card 8.90%APR *
Signature and Credit Builder LoansAs low as  8.49%APR *
Share Secured Loans (Base Rate 2.50% + Share/CD Rate)As low as  2.50%APR *
Emergency Loan (30 day repayment-rate plus fee) 18.00%APR *
Line of Credit-Checking Overdraft Protection  18.00%APR *
Holiday Loan ($700 min. - 11 months to repay) As low as  6.90%APR *

* APR = Annual Percentage Rate. Rates listed represent our best rate and are subject to credit approval. Not all members qualify for our best rate. To determine your rate, please contact the credit union. Rates are subject to change without notice.