IRAs
At Family First Credit Union, we understand the importance of planning for your retirement. That's why we offer both Traditional and Roth Individual Retirement Account (IRA) options to help you save for your future.
Traditional IRA:
A Traditional IRA allows you to make contributions with pre-tax dollars, which means you can reduce your taxable income for the year. The funds in your account grow tax-free until you withdraw them in retirement, when they'll be taxed as ordinary income.
Our Traditional IRA options include:
Competitive interest rates: Our Traditional IRA accounts offer competitive interest rates, helping your savings grow over time.
Flexible contribution options: You can make contributions to your Traditional IRA account annually, up to the IRS limit, and even catch up contributions if you're age 50 or older.
No account maintenance fees: We do not charge any maintenance fees on our Traditional IRA accounts, helping you save more for your retirement.
Roth IRA:
A Roth IRA allows you to make contributions with after-tax dollars, which means you won't get a tax deduction when you make contributions. However, the funds in your account grow tax-free, and withdrawals in retirement are also tax-free.
Get Started Today
In addition to our Traditional and Roth IRA options, we also offer personalized service to our members. Our knowledgeable staff is available to answer any questions you may have and help you choose the best IRA option for your retirement goals.
To open an IRA account with Family First Credit Union, simply call us or stop by one of our branches to speak with a representative. We look forward to helping you plan for a secure and comfortable retirement.